| Fire, Smoke, Lightning, explosion or earthquake |
Yes |
Yes |
| Aircraft and other flying devices or items dropped from them |
Yes |
Yes |
| Storm, flood, weight of snow |
Yes |
Yes |
| Escape of water from and frost damage to fixed water tanks, apparatus or pipes |
Yes |
Yes |
| Escape of oil from a fixed domestic oil-fired heating installation and smoke damage caused by a fault in any fixed domestic heating installation
|
Yes |
Yes |
| Theft or attempted theft |
Yes |
Yes |
| Collision by any vehicle or animal |
Yes |
Yes |
| Any person taking part in a riot, violent disorder, strike, labour disturbance, civil commotion or acting maliciously |
Yes |
Yes |
| Subsidence or leave of the site upon which the buildings stand |
Yes |
Yes |
| Breakage or collapse of fixed radio and television aerial, fixed satellite dishes and their fittings and masts |
Yes |
Yes |
| Falling trees, telegraph poles or lamp posts |
Yes |
Yes |